Portmore - About Us

The Portmore Community Development Fund (CDF) located at shop #2, Lot 8 Portmore Town Centre, Portmore, St. Catherine is a registered company under the Industrial and Provident Societies Act and is an approved lending agency of the Micro Investment Development Agency (MIDA). Its head office is located in Portmore while it has branches in Kingston , Linstead and Old Harbour . The Community based micro financing organization has a staff complement of 12.

The PCDF has grown considerably since it commenced operations in 1995. To date it has provided over 2000 loans totaling in excess of $350 million to residents in St Catherine and the Cooperate Area. Total assets under management are now over $120 million, reflecting a 100% increase over the last two and a half years. In fact, it is the only Community Development Fund now serving the parishes of St Catherine, Kingston and St. Andrew and has clients engaged in agriculture, manufacturing and service oriented business activities at the micro level. The successful growth of the PCDF has been attributed to sound lending practices in a high risk sector while carrying out the mandate of MIDA.

Our Motto

Our motto at Portmore Community Development Fund is "Save, Develop, Invest, Grow".

We are strong believers in the concept of community strengthening through the above operatives and thus encourage individuals, and micro businesses to put the motto to practice for their own benefit. As such we offer the financial services to help you to grow. Our motto also encompasses our operation strategy in that by the pooling of funds through in a Community Revolving Fund, an individual operator of a micro business can borrow up to four times the amount of savings he has with the organization whilst still earning interest guaranteed on his/her savings.

Prior to accessing a loan, the project being financed should reflect viability and the applicant should possess skills/training appropriate to the management of the business.